High Return Investments

Time value of money

The time value of money is one of the basic concepts of finance. Time value
of money is the change in consumption power of money over time. $100 today
can consume more than $100 in 5 years. It also takes into account some risk.
$100 today is a sure thing and can be enjoyed now. In 5 years that money
could be worthless or not returned to the investor. This is where the
interest rate inherent in TVM comes from.

A hundred dollars invested today at 5% per year interest rate will yield

     [{\rm present\ amount}\times(1+{\rm interest\ rate})^{\rm term}=\$105]

in 1 year. So the future value of $100 in 1 year at 5% per year is $105

A hundred dollars 1 year from now at 5% interest rate is today worth:

     [\frac{\rm present\ amount}{(1+{\rm interest\ rate})^{\rm term}}=\frac{\$100}{1.05}=\$95.23.]

So the present value of $100 1 year from now at 5% is $95.23

Investment FreshNews:

Amlak Finance Third-Quarter Profit Nearly Triples on Mortgages (Bloomberg)
Sun, 05 Oct 2008 14:08:02 GMT
Oct. 5 (Bloomberg) -- Amlak Finance PJSC 's third-quarter profit almost tripled on higher Islamic property financing and investments by the United Arab Emirates' biggest mortgage lender by market value.

Finance sector enters new era of regulation (San Francisco Chronicle)
Sun, 05 Oct 2008 16:22:29 GMT
Amid the wreckage of the U.S. financial system, a new consensus is taking shape. Old Wall Street is dead. And the new era of finance will be one of much greater regulation and much less risk. The masters of the universe, as author Tom Wolfe dubbed the titans...

Amlak Finance Nine-Month Profit More Than Doubles on Mortgages (Bloomberg)
Sun, 05 Oct 2008 11:43:54 GMT
Oct. 5 (Bloomberg) -- Amlak Finance PJSC , the United Arab Emirates' biggest mortgage lender by market value, said profit in the nine months through September more than doubled on higher Islamic property financing and investments.

Japan finance minister urges focus on economy (AP via Yahoo! Finance)
Sun, 05 Oct 2008 09:34:31 GMT
Japan's finance minister said Sunday that lawmakers need to focus on reviving the country's sluggish economy instead of campaigning for re-election.

Finance Chief Says Japan May Pass Additional Stimulus Packages (Bloomberg)
Sun, 05 Oct 2008 07:49:29 GMT
Oct. 5 (Bloomberg) -- Japan's Finance Minister Shoichi Nakagawa said the government may form additional economic packages in addition to the current stimulus plan being suggested.

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